---

Northeast Bank is a full-service community bank and a national commercial real estate lender with offices in Maine, Massachusetts, New York, and California. We are looking for motivated and talented individuals who want to make an impact in a growing company that cares about its employees, customers, and the communities it serves. Northeast Bank provides competitive compensation and benefits, generous PTO, and a hybrid work environment dependent on the role. If you are looking for a growing organization that prioritizes its employees, we encourage you to apply.

This position can be located in Boston, MA or Portland, ME

POSITION SUMMARY:  Northeast Bank’s (NASDAQ: NBN) National Small Business Administration (“SBA”) Lending team is looking for a motivated and diligent Credit Manager to support its loan underwriting and closing functions. Northeast Bank utilizes a technology-based origination platform and collaborates with an established Lender Service Provider (“LSP”) to underwrite and close SBA 7a Small Loans. Northeast Bank has earned a reputation for providing creative and responsive lending solutions and is powered by an experienced team with a successful track record. The Credit Manager will be responsible for all duties required during the origination process including completing underwriting and closing due diligence items according to SBA Standard Operating Procedures (“SOP”) as well as making credit and closing decision recommendations.  

RESPONSIBILITIES:

• Assist with managing the SBA 7a Small Loan national origination pipeline by completing underwriting and closing due diligence items.
• Evaluate SBA 7a Small Loan applications via online portal to ensure files meet all Bank and SBA credit, eligibility, and risk standards.
• Make credit decision recommendations on complex loan applications to the SBA Credit Manager.
• Review and approve credit decision recommendations of junior members of the team. 
• Collaborate with the Bank’s LSP to address and resolve any credit, eligibility, or documentation issues.
• Confirm prepared loan documents are accurate and consistent with the approved credit memo.
• Attend standing meetings with LSP and technology vendor to address any process or platform issues that may arise.
• Support efforts to respond to various portfolio management or audit inquiries.
• Successfully pass technical and regulatory examinations as required by the Bank.

KNOWLEDGE, SKILLS AND ABILITIES:

• Bachelor’s degree with a strong track record of performance and leadership.
• Two (2) or more years of experience in loan underwriting and/or asset management, SBA experience preferred.
• Outgoing, charismatic, and comfortable engaging with people in all types of environments through all mediums (phone, in person, via email).
• Team-orientation with a desire to learn and improve.
• Outstanding interpersonal, verbal, and written communication skills.
• Formal bank credit training a plus. 

PHYSICAL DEMANDS AND CONDITIONS:

• Flexibility in schedule with respect to meeting time sensitive deadlines.
• Must be able to remain in a stationary position for long periods of time.
• Some travel is required.
• Must be able to occasionally lift up to 25lbs.
• Consistently operates a computer and other office equipment such as calculator, copy machine and printers.
• Climate controlled general office setting with moderate noise level.
• Must express or exchange ideas with co-workers, customers, and vendors.

Northeast Bank is an equal employment opportunity and affirmative action employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity and expression, national original, veteran status and any other classification protected by Law. We celebrate diversity and are committed to creating an inclusive environment for all employees.